Archie Mae

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Platform

The Problem

  • Post-Loan Origination Implications
Addressing post-mortgage due diligence inefficiencies directly increases ROI protecting investments against unforeseen costs and risks and improving investor overall performance and profitability.
  • 75%

Slower Processing Time

Traditional post -loan processes can extend transaction times by 3 additional weeks, inflating labor costs and delaying market entry.

  • 80%

Higher Operational Costs

Manual systems potentially double processing expenses - on 10,000 loans, this equates to an additional $5 million spent annually.

  • 50%

Higher Error Rates

Manual mortgage processing is prone to a 40% error rate in document handling, leading to costly rectifications and potential compliance violations.

  • 80%

Limited Capacity Restriction

Manual loan processing limits institutions to 80% of their potential operational capacity, constraining scalability and market adaptability.

Our Solution

Allows borrowers to have a 2nd mortgage without monthly principal payments or accrued interest, directly addressing affordability for all.

  • Proprietary Solution The BridgeSM

Proprietary “Patent Pending” Solution, The BridgeSM

For borrowers we provide lifelong financial education and empowerment through a world-class digital education platform. For lenders, our cutting-edge Fintech platform cultivates a future market of homebuyers.

  • Advanced
    Fintech Platform for
    Education & Analytics

We Bring Value To The Market By Offering:

  • Enhanced Market Liquidity

Our approach introduces new capital through innovative financing, increasing overall market liquidity and enabling greater investments.

  • Market Growth and Stabilization
By empowering first-time and underserved buyers, we’re expanding the market base, driving growth, and stabilizing demand across economic cycles.
  • Improved Credit Ecosystem

We improve the credit quality of mortgages, which in turn enhances the reliability and health of the overall credit ecosystem, benefiting all stakeholders.

  • Social and Economic Impact

We’re contributing to the social good by making homeownership accessible which increases the volume of mortgages, which has a positive network effect on national wealth building and economic security.

Our Core:

Consumer Empowerment Tools

• ISO 20022, KYC, AML, CRA Compliant-Based
• HUD-Compliant Education Video Library
• Certification and Pre-Certification Tools
• Learning Personalization & Gamification
• Smart Accessibility

Loan Originator Tools

• Warm Lead Generation and Management
• Loan Due Diligence Automation on Blockchain
• AI-Informed Liquidity Strategies
• Real-Time Analytics and Reporting
• AI-Enhanced Collateral & Pre-Securitization
• Automation and Digitization (e.g., 1008 data on chain with market analytics)

High Level Platform Components

• ISO 20022, KYC, AML Compliant-Based
• Blockchain & Smart Contracts
• AI/Machine Learning/Machine Vision/GenAI
• Regulatory Compliance Engine
• AI-Powered Analytics & Insights
• Immutable Data Privacy and Security
• Tokenized Asset Minting & Custody (Phase 2)