THE PROBLEM : INSIGHT
Today, High Housing Costs Are A Problem For Most People

People Are Totally Excluded From The Housing Market

  • Can't Afford Down payment / Can't Qualify For High LTV Loan
  • Forced To Rent Rather Than Buy
  • Statistic: 30% of U.S. households are renters; 2006; www.hud.gov


  • Many People Are Forced To Compromise 'Where' They Live

  • Buy Older, Smaller Houses, With Worse 'Proximity', In Areas With
          Higher Crime & Inferior Schools
  • Forced To Remodel Rather Than 'Moving Up' To The Next House Level
  • Statistic: Households still refinance debt to pay for purchases


  • Even More People Are Overextended & "Cash-Poor"

  • Higher Risk Of Default Due To Large Monthly Housing Costs
  • Leisure Activities Sacrificed, High Stress Factor
  • Statistic: Many American Households "Still" Carry $9,000+ in
          credit card debt & less than 4% of All Americans save >3% per year


  • Archie Mae and the Archie Mae Foundation are partnering with one of the nation's leading e-learning companies to provide a home buying education program. Our philosophy at Archie Mae is to ensure our consumers are properly empowered through continuing education throughout the homeownership process not just disseminating information as a disclosure. Successful completion of a pre-closing module is a condition of access to The Bridge.


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